Finance Center

Open Today! Sales: 9am-8pm Call us at: (888) 458-1293

Toyota Auto Loans & Leases

If you are in the market for a vehicle from Valdosta Toyota, our finance department is here to help! Whether you’re shopping for a new or pre-owned vehicle, Valdosta Toyota has the loan experts to assist you. Whether you need Toyota bad credit financing, searching for loans for bad credit in GA, or have questions about auto loans, Valdosta, GA drivers have come to the right place!

Feel free to use our easy loan calculator below to estimate your monthly finance payments. You can apply online for a car loan with our online finance application form. It’s secure, and when we receive the application, our staff will look it over and contact you as soon as possible. And whether you are shopping for a car or you already have one, don’t forget to protect your investment with a Valdosta Toyota vehicle service contract.

Finance Center Info

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 8:00 PM
  • Sat9:00 AM - 6:00 PM
  • Sun1:00 PM - 5:00 PM

Do You Have A Trade-In Vehicle?

A big part of financing is how much is your current vehicle, if you have one, is worth as a trade-in. We can’t give you a definite answer until we examine your vehicle ourselves, but to help you get an estimate, Valdosta Toyota recommends using the Black Book estimator.

Buying vs. Leasing – A Brief Overview

In deciding between buying or leasing your new car, it helps to understand the main differences between the two options.

If you want to purchase a vehicle, you would need to apply for a loan. You will usually make a down payment, pay the sales tax in cash or roll them into your auto loan, and pay an interest rate on the balance of the loan. Generally, your first payment is due a month after you sign your contract. This is an excellent choice if you want to keep your vehicle for as long as possible, or if you plan on putting a lot of miles on it.

When you lease, you are paying for only what you use of the vehicle. You do not have to put money down, and sales tax will be included as part of your monthly lease payment. Your lease payment is determined in part on a money factor similar to the interest rate on a loan. You make your first lease payment at the time you sign your contract.

Buy Here, Pay Here in Valdosta, GA

Are you wondering about buy here, pay here car lots in Valdosta, GA? Stop by Valdosta Toyota for additional information, and find out how we can get you behind the wheel of a new or used Toyota vehicle today! Give us a call with any questions!

Credit Resources

Knowing the state of your credit is important. To get a true and current picture of your credit, contact one of the three major credit reporting agencies to get your credit report, including your credit score, by phone or via their website.

Equifax: equifax.com – Toll-free: 800-685-1111
Experian: experian.com – Toll-free: 888-397-3742
TransUnion: transunion.com – Toll-free: 877-322-8228

Valdosta Toyota is located at: 2980 James Road • Valdosta, GA 31601
Saved
Saved Vehicles ×

SAVED VEHICLES

You don't have any saved vehicles!

Look for this link on your favorites:

Save

Once you've saved some vehicles, you can view them here at any time.

Contact
Contact Us ×

(229) 262-3136

Call Now

2980 James Road • Valdosta, GA 31601

Get Directions

Today's Hours:

Open Today! Sales: 9am-8pm

Open Today! Service: 7:30am-7pm

Open Today! Parts: 7:30am-7pm

Valdosta Toyota

2980 James Road Valdosta, GA

Phone: (229) 262-3136

http://maps.google.com/?q=2980%20James%20Road%2C%20Valdosta%2C%20GA%2031601

Parts

Phone: (888) 473-1337

2980 James Road Valdosta, GA

Sales

Phone: (888) 458-1293

2980 James Road Valdosta, GA

Service

Phone: (888) 479-9059

2980 James Road Valdosta, GA

Body Shop

Phone: (229) 262-3115

2980 James Road Valdosta, GA
30.8425 -83.3315
[schema type="organization" orgtype="LocalBusiness" url="www.valdostatoyota.com" name="Valdosta Toyota" description="" street="2980 James Road" city="Valdosta" state="GA" postalcode="31601" country="US" email="rachelle.walker@valdostatoyota.com" phone="(229) 262-3136" logo="https://di-uploads-development.dealerinspire.com/valdostatoyota/uploads/2018/03/ValdostaToyotaOGImage.png"]
Valdosta Toyota
Valdosta Toyota
2980 James Road
Valdosta, GA, 31601 US
(229) 262-3136
https://di-uploads-development.dealerinspire.com/valdostatoyota/uploads/2018/03/ValdostaToyotaOGImage.png
Valdosta Toyota 30.8425, -83.3315.